Dental Insurance Plus – What is Supplemental Dental Insurance
Supplemental dental insurance is a type of insurance policy that individuals or families can purchase to help cover some of the costs associated with dental care. This type of insurance is typically designed to fill in the gaps left by primary dental insurance plans, which may only cover some of the costs associated with specific dental procedures.
For example, if you have a primary dental insurance plan that covers 50% of the cost of a filling, a supplemental dental insurance plan could be purchased to cover the remaining 50% of the cost. This can help significantly reduce dental care’s out-of-pocket costs, making it more affordable for individuals and families.
Supplemental dental insurance can also be helpful in situations where annual dental benefit plan limits or exclusions exist. In these cases, a supplemental dental insurance plan can help to cover the costs of dental procedures that the primary dental insurance plan may not cover.
It’s important to note that not all dental procedures may be covered by supplemental dental insurance plans, and coverage can vary depending on the policy and the provider. It’s important to carefully review the terms and conditions of any supplemental dental insurance plan before purchasing it to ensure that it meets your needs and provides the coverage you require.
